Introduction

Our mission is to connect businesses and the public, getting everyone involved in a productive & rewarding society. When you use Crowdholding, you trust us with some of your data. We are happy to be as transparent and clear as possible with how that data is used.

Data We Collect
1.1 Data From Others

	Identity Providers

	To create an account or sign-in on CrowdHolding you need to log in with one of the Identity Providers we work with. At the time of writing those are the social giants Facebook and Google. The information we get from those 3rd parties about you includes your full name, short name, unique social identifier, profile picture, age or age range, and email address.

1.2 Data You Provide To Us

	Account

	You have choices about the information on your account, such as your profile visibility, location, timezone, short biography, professional skills. Additionally you may choose to provide your Ethereum wallet address, links to social media profiles belonging to you, and personal website.

	Posting and Uploading

	We collect personal data from you when you provide, post or upload it to our Website, such as when you fill out forms (e.g. to submit a project) or post comments.

1.3 Website Use

	We log usage data when you visit or otherwise use our Website, such as when you view or click content (e.g. view projects, browse newsfeed, etc). We use log-ins, cookies, device information, and internet protocol ("IP") addresses to identify you and log your use.

1.4 Cookies

	As further described in our Cookies Policy, we use cookies to to recognize you and/or your devices. You can control cookies through your browser settings and other tools.
2. How We Use Your Data

2.1 To Provide Our Services

	We use your information to deliver our services, like bringing Startups and Crowdholders closer together, automatically paying out bounties, protecting our users from harmful content (e.g. spam or abuse).

2.2 Maintain And Improve Our Services

	We also use your information to ensure our services are used as intended, such as reviewing activity information collected before a problem started. And we use your information, such as cookies, to analyze how people interact with our Website.

2.3 Provide Personalized Content

	We use the information we have to personalize features and content (e.g. account notifications) based on your activity on our Website.

2.4 Communicate With You

	We use information we collect, like your email address, to interact with you directly. For example, we may send you a notification to let you know about upcoming changes or improvements to our services.
3. How We Share Information

3.1 Our Services

	Account

	Your account information is by default fully visible to all users of our services. This includes, in addition to your basic profile, any earned rewards, website activity and created projects. Subject to your settings, it is possible to restrict your account's visibility.

	Upvotes and Comments

	Our services allow viewing information relating to upvotes and comments to both registered and guest users.

3.2 External Processing

	We delegate some of the personal data processing to trusted businesses. Before doing so, we make sure they have the appropriate technical and organizational measures in place and are, therefore, GDPR-compliant.

3.3 Legal Compliance

	We will share personal information outside of CrowdHolding if we have a good-faith belief that access, use, preservation, or disclosure of the information is necessary to: meet any applicable law, enforce our Terms of Service, prevent fraud or security issues.
4. How You Can Exercise Your GDPR Rights

4.1 Access Personal Information

	You can view the information that we store about your activity on our Website in Privacy&Data -> Access Info. Moreover, you can view all your account-related information in Account.

4.2 Update Personal Information

	For your convenience, you can easily update your information to keep it accurate from several places, like your Account

4.3 Delete Personal Data

	You can request to have all of the personal information we store on you deleted at any time. To do so, visit Privacy&Data -> Delete Account and Info.

4.4 Download Personal Data

	You can export a copy of all the data we store on you by navigating to Privacy&Data -> Download Info and pressing the 'Download' button.
5. Other Important Information

5.1 Legal Basis For Data Processing

	We will only collect and process personal data about you where we have lawful basis. Lawful basis include consent (where you have given consent), contract (where processing is necessary for the performance of a contract with you (e.g. to deliver the CrowdHolding Services you have requested)) and "legitimate interests". Where we rely on your consent to process personal data, you have the right to withdraw or decline your consent at any time and where we rely on legitimate interests, you have the right to object. If you have any questions about the lawful basis upon which we collect and use your personal data, please contact our Data Protection Officer here.

5.2 Data Retention

	We store data until it is no longer necessary to provide our services, meet our legal obligations, or until your account is deleted. When you delete your account, we delete things you have posted, such as comments or publicly-accessible information. You will not be able to recover that information later.

5.3 Further Questions

	In case you have any further questions, you could get in touch with our DPO.

		

The following terms and conditions (these "Terms of Service"), govern your access to and use of the Crowdholding website, including any content, functionality and services offered on or through crowdholding.com (the "site", “app”, or “platform”), by Crowdholding Ltd. as applicable.

Please read the Terms of Service carefully before you start to use the Site. By using the Site, opening an account or by clicking to accept or agree to the Terms of Service when this option is made available to you, you accept and agree to be bound and abide by these Terms of Service and our Privacy Policy, found here, incorporated herein by reference. If you do not want to agree to these Terms of Service or the Privacy Policy, you must not access or use the Site. For more detailed policies surrounding the activity and usage on the Site, please access the designated articles found on in the table of contents on this page.

This Site is offered and available to users who are 13 years of age or older. If you are under 13 you may not use this Site or the Crowdholding services. By using this Site, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Site.

Key Terms

  • 'Crowdholders' are users on crowdholding.com.
  • 'Entrepreneurs' / 'businesses' / 'project owners' / 'Crowdfounders' (from here on - "Crowdfounders") are users on crowdholding.com that launch a project.
  • 'YUP' are tokens used to reward the community.

General

Activity may be removed by Crowdholding for violations to these Terms of Service, which may include (but are not limited to) the following violations and/or materials:

  • Illegal or Fraudulent services, Copyright Infringement, Trademark Infringement
  • Copyright Infringement, Trademark Infringement. Report violations to us via hello@crowdholding.com
  • Adult oriented services, Pornographic, Inappropriate/Obscene
  • Intentional copies of other user’s content.
  • Spam or Nonsense
  • Content misleading other users
  • Violations of third party terms of service
  • Reselling of regulated goods

Crowdholding.com

  • We aim to share 5% of our revenue with our Crowdholders. Payouts will be determined once crowdholding.com begins generating revenue from sales.
  • Crowdholding ltd. reserves the right to set the initial payout date.

Crowdfounders

  • Extra terms to be added later in beta
  • Don't do anything nefarious

Crowdholders

  • Crowdholders must understand the inherent risk of investing either time or money in projects or businesses. If a business fails and no revenue is generated, Crowdholders will not receive any payment or reward, other than the satisfaction of helping an awesome community.

YUP

  • The exact nature of YUP is being refined over the course of the beta. Please see our FAQ

General Terms

  • Crowdholding reserves the right to put any account on hold or permanently disable accounts due to breach of these terms of service or due to any illegal or inappropriate use of the Site or services.
  • Violation of Crowdholding’s Terms of Service may get your account disabled permanently.
  • Users with disabled accounts will not be able to sell or buy on Crowdholding.
  • Users who have violated our Terms of Service and had their account disabled may contact our Customer Support team for more information surrounding the violation and status of the account.
  • Users have the option to enable account Security features to protect their account from any unauthorized usage.
  • Users must be able to verify their account ownership through Customer Support by providing materials that prove ownership of that account.
  • Disputes should be handled initially between users, but otherwise by contacting the Crowdholding team via hello@crowdholding.com
  • Crowdholding may make changes to its Terms of Service from time to time. When these changes are made, Crowdholding will make a new copy of the terms of service available on this page.
  • You understand and agree that if you use Crowdholding after the date on which the Terms of Service have changed, Crowdholding will treat your use as acceptance of the updated Terms of Service.

Fraud / Unlawful Use

  • You may not use Crowdholding for any unlawful purposes or to conduct illegal activities.

Multiple Accounts

  • To prevent fraud and abuse, users are limited to one active account. Any additional account determined to be created to circumvent guidelines, promote competitive advantages, or mislead the Crowdholding community will be disabled. Mass account creation may result in disabling of all related accounts. Note: any violations to Crowdholding’s Terms of Service is cause for permanent suspension of all accounts.

Targeted Abuse

  • We do not tolerate users who engage in targeted abuse or harassment towards other users on Crowdholding. This includes creating new multiple accounts to harass members through our message or ordering system.

Account ownership

  • You may not buy, sell, or trade Crowdholding accounts.

User Generated Content

  • User Generated Content ("UGC") refers to the content added by users as opposed to content created by the Site. All content uploaded to Crowdholding by our users is User Generated Content. Crowdholding does not check user uploaded/created content for appropriateness, violations of copyright, trademarks, other rights or violations. We invite everyone to report violations together with proof of ownership as appropriate via hello@crowdholding.com. Reported violating content may be removed or disabled.
  • Crowdholding is not responsible for the quality of content provided by Crowdholders. We provide no warranty with respect to the content, or any communications between users. We encourage users to take advantage of our rating system, our community and common sense in choosing appropriate activities.
  • By using the platform, users undertake that they have sufficient permissions, rights and/or licenses to provide, the content offered on Crowdholding.
  • Note that it is our policy in appropriate circumstances to disable and/or terminate the accounts of users who are repeat infringers.

Ownership

  • Unless clearly stated otherwise, content is submitted, the Crowdfounder is granted all intellectual property rights, including but not limited to, copyrights for the work delivered from the content, and the Crowdholder waives any and all moral rights therein. If a Crowdfounder intends to use the content for anything outside the scope of the specified project, additional permission must be obtained from the content originator.
  • Commercial Use License: By contributing content to Crowdholding, you provide the Crowdfounder with a “Commercial Use License”: a perpetual, exclusive, non-transferable, worldwide license to use the content for Permitted Commercial Purposes. All intellectual property rights of the content are hereby assigned to the Crowdfounder. “Permitted Commercial Purposes” means any business related use, such as (by way of example) advertising, promotion, creating web pages, integration into product, software or other business related tools etc., and strictly excludes any illegal, immoral or defamatory purpose. This License is subject to Crowdholding’s Terms of Service. There is no warranty, express or implied, with the content, including with respect to fitness for a particular purpose. Crowdholding will not be liable for any claims, or incidental, consequential or other damages arising out of this license, or the content.

Links

  • Crowdholding has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Crowdholding of the site. Use of any such linked website is at the user's own risk.

Disclaimer of Warranties

YOUR USE OF THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER CROWDHOLDING NOR ANY PERSON ASSOCIATED WITH CROWDHOLDING MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

IN NO EVENT WILL CROWDHOLDING, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of United Kingdom and you irrevocably submit to the exclusive jurisdiction of the courts of the United Kingdom.

Note

We reserve the right to modify these terms and conditions. Crowdholding is in beta as of March 2017, and as such, many changes to these terms can be expected in the near future. We will endeavour to notify users of any significant changes, but please check back to our policies page to monitor updates.

Cookies Policy

Cookies are small pieces of text used to store information on web browsers. Cookies are used to store and receive identifiers and other information on computers, phones, and other devices. Other technologies, including data we store on your web browser or device, identifiers associated with your device, and other software, are used for similar purposes. In this policy, we refer to all of these technologies as “cookies.”

About cookies

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Cookies that we use

Description Cookie Used
Cookies to help us to determine if you are logged into our website. sessionid
Protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally. csrftoken,sessionid
We use cookies to store information about your preferences and to personalise the website for you. NID

Cookies used by our service providers

Description Cookie Used
Google Analytics to analyse the use of our website. Google Analytics gathers information about website use by means of cookies. _ga, _gat
We use Intercom for user support requests. Intercom-id, intercom-session,intercom-lou
We use Facebook and Google to login our users. This service uses cookies for authenticating users. You can view the privacy policy of this service provider at https//facebook.com/privacy. The relevant cookies are _avc1
Embedded videos in web pages. VISITOR_INFO1_LIVE
Used to manage the share count, until the sharing cache is updated. __atssc
Used to show you an updated share count for an article, if you yourself share it and return to page later. __atuvc
Used to show you an updated share count for an article, if you yourself share it and return to page later, but before the sharing cache was updated. No info from this cookie is sent back to AddThis. It is created and used only on the client. __atuvs
Embedding Facebook content. datr

Managing Cookies

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

https://support.google.com/chrome/answer/95647?hl=en (Chrome);

https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox);

http://www.opera.com/help/tutorials /security/cookies/ (Opera);

https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);

https://support.apple.com/kb/PH21411 (Safari);

https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge).

Blocking all cookies will have a negative impact upon the usability of many websites.

If you block cookies, you will not be able to use all the features on our website.